Credit Repair
Credit Repair

A MINUTE ABOUT US

Get The Credit Your Business Needs.

At Proactive Development Group, we care about your success. We specialize in getting you the credit resources you need. If you have credit problems our knowledgeable staff can help you solve them, so that you can get the credit score you want.

If you are starting or currently running a business and need funding, Proactive Development Group can help. We can give your business access to the line of credit your business needs. 

Contact Us for Custom Quotes

Funding available for owners with Good, Bad, and No Credit. If you have any questions or concerns do not hesitate to contact us.

Listen To Our Satisfied Customers 

credit repair
credit repair

Finance What's Important in Your Life.

Bad credit can hold you back from a lot of important purchases in your life. A house, a car, business equipment, don't let credit hold you back. Contact Proactive Development Group today. 

credit repair
credit repair
 

15300 W. 8 Mile Rd. # 1
Oak Park, MI 48237

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credit repair

What is a Proactive Development Group?

Proactive Development Group specializes in getting you the credit resources that you need.  If you have credit problems holding you back from big purchases, like a car or a house, Proactive Development Group can help. If you want to learn more about your credit options, contact Proactive Development Group today.

What is a credit score?

Your credit score is a number that is calculated based on your credit history with accounts such as credit cards, loans, and mortgages that is used to predict the probability that you will default on a debt.  Your credit score can be between 330 - 850. If you have questions about credit scores, contact Proactive Development Group today.

 


Does it hurt my credit score when I check it?

No, despite common misconceptions about credit, checking your own credit doesn’t have an impact on your credit scores. If you have questions about credit scores, contact Proactive Development Group today.

Why is my credit score important?

Your credit score is very important, it can determine what loans you are able to access, and the interest rates you pay. Credit scores are used to set the premiums for auto and homeowner coverage by insurance providers. A bad credit score can stop you from being eligible to rent the apartment or home you are interested in. Your credit score can even determine your cell phone and utility deposits. If you are suffering from a low credit score then Proactive Development Group can help, contact us today to find out more.

How long will it take Proactive Development Group does it take to repair my credit?

The amount of time it takes to repair your credit depends on your particular credit file. The number of accounts, types of accounts, and the participation level of the creditors and bureaus are all factors in the speed of your credit repair.  It takes 2 -3 months on average to repair your credit. If you have questions about the process, contact Proactive Development Group today.

When is the best time to start your service?


The best time to start credit repair is NOW!  Whether you are looking to buy a car, a house, or obtain funding for your business you are in the strongest position when your scores are high.  Ultimately, it’s better to start sooner than later, there’s no time like the present, contact Proactive Development Group today.

 

Can I repair my own credit? Why do I need the Proactive Development Group?


Of course, everyone has the ability to dispute any information on your credit report you deem as inaccurate, unfounded, or incorrect.  However, we have found that many of our customers have tried doing this themselves only to find out that the process is long, confusing, and full of stressful challenges. Ultimately, they find the process too difficult and turn to a professional.  We take the burden of you and can speed up the process through our unique techniques and years of experience.  Imagine you have a plumbing problem in our house, yes you could probably fix it yourself, but you may not end up with the same quality of results. With something as important as your credit, trust a professional.  If you would like to learn more about repairing your credit contact Proactive Development Group today.

 

Does Proactive Development Group keep my information secure?


Yes, Proactive Development Group takes your security very seriously. To protect your privacy, we adhere to a very strict privacy policy that protects all your valuable information.  All client information is protected on a secure server and backed up routinely. To ensure documents are not compromised, we shred all paper documents after saving them in our database. If you have questions about our privacy policy contact Proactive Development Group today.

 

How does the Proactive Development Group repair my credit?

Credit Repair works through a process of removing inaccurate, unfounded, out of date, false, and erroneous information from your credit report. Your credit report is what dictates your credit score. Your credit report is created through information from lenders, creditors, and debt collectors by the three major credit reports. This information could include loan balances, credit inquiries and public records. If you have questions about how credit repair works, contact Proactive Development Group today.

 

What is the Federal Credit Reporting Act?


The FCRA is what defines your right to accurate credit reporting. The Fair Credit Reporting Act (FCRA) was enacted in 1970 to promote fairness, accuracy and the privacy of personal information reported to credit bureaus by creditors and others. The FCRA allows a consumer to challenge the information on his or her credit report based on "completeness and accuracy." The credit bureaus are required to complete the investigation within a "reasonable period of time." This time period has been set at thirty days. If, after an investigation by the credit bureau, the disputed information "is found to be inaccurate or can no longer be verified, the [credit bureau] shall promptly delete such information."  If you would like to learn more about the Federal Credit Reporting Act and the role it plays in credit repair contact us today.

 

How many points can I expect to see my credit score go up?

Since every client’s situation is unique, depending on their personal score and creditors we cannot guarantee a specific score. However, on average our clients typically see a rise of 50 to as high as 200 points. If you want to learn more about what Proactive Development Group can do for your credit score then contact us today.

credit repair